Posted by LisaNash, a resident of the Golden Eagle neighborhood, on Jan 1, 2013 at 11:52 pm LisaNash is a member (registered user) of TriValley Views
No one is forced to take out a payday loan, we all have a choice. Furthermore, today we have really a good choice and variety of loans with affordable interest rates, but they require a good credit score. I think that before taking out a loan itís important to think very well if you can pay it off, in case your income is low enough then itís not worth to apply for high interest rate loans and choose something cheaper. Lots of Americans think that taking out a payday loan is just an easy way to get cash, but when it comes time to pay back they get frustrated because they start to understand that these loans and intended for urgent situations.